What is opm in finance?

OPM in finance stands for "Other People's Money." This term refers to using borrowed funds rather than one's own money to make investments or finance a business venture. This strategy allows for leveraging funds and potentially increasing potential returns, but also carries a higher level of risk as debts must be repaid regardless of the success of the investment. OPM can take the form of bank loans, venture capital funding, or other forms of debt financing. It is a common practice in the finance industry, particularly among investors and entrepreneurs looking to grow their businesses quickly.